Ten years later during an ordinary audit, Rick Morgan, Chief Audit Executive for the insurance company learns of the extra ordinary death benefit. At first he’s curious, but with facts being cold, vague or missing, his gut tells him there is more. Digging into the past with the help of Vince, a former homicide detective, a bizarre puzzle emerges. Which piece is the mysterious disappearance of the former United States Congressman, the fatal car wreck that left three little girls orphaned or the FBI who wants the investigation dropped?
Gathering the pieces, someone is always a step a head. But who? The elegant, conservative Human Resources VP? The playful, sexually starved Branch Manager? The gorgeous woman with a secret past? The stunning but shrewd corporate attorney? Or the mystery woman in San Francisco?
“Not everything is as it appears to be”—a motto Rick must remember when putting the pieces together … all twenty million.